The Government of Bihar continues to implement several welfare schemes aimed at improving the lives of farmers, students, women, youth, entrepreneurs, senior citizens, workers, and economically weaker families. These schemes provide financial assistance, scholarships, education loans, healthcare benefits, agricultural subsidies, employment opportunities, housing support, and entrepreneurship assistance.
Whether you are a student looking for financial aid, a farmer seeking agricultural subsidies, a woman planning to start a business, or an entrepreneur searching for government support, there are numerous schemes available that can help you achieve your goals.
This guide covers the Top 30 Bihar Government Schemes in 2026 along with their major benefits and target beneficiaries. Many of these schemes are available through the Bihar Government’s digital portals and the myScheme platform.
1. Mukhyamantri Udyami Yojana
One of Bihar’s flagship entrepreneurship schemes offering financial assistance of up to ₹10 lakh (including subsidy and concessional loan as per category) for establishing new businesses.
Best for: Entrepreneurs, startups, MSMEs
2. Bihar Laghu Udyami Yojana
Provides up to ₹2 lakh as financial assistance to economically weaker families for starting micro-enterprises and self-employment ventures.
Best for: Low-income families and small entrepreneurs
3. Mukhyamantri Gram Parivahan Yojana
Provides a 50% subsidy up to ₹1 lakh for purchasing commercial passenger vehicles to improve rural transportation and generate self-employment.
Best for: Rural youth
4. Bihar Diesel Anudan Yojana
Offers diesel subsidy for irrigation to registered farmers during periods of insufficient rainfall.
Best for: Farmers
5. Bihar Farmer Registration & DBT Agriculture Portal
Provides a 13-digit Farmer Registration Number required for availing agriculture subsidies and government schemes.
Best for: All farmers
6. Bihar Women Self-Employment Scheme
Supports eligible women with initial financial assistance and business development support for self-employment.
Best for: Women entrepreneurs
7. Bihar Self-Help Group (JEEViKA) Support Scheme
Provides SHG members with livelihood support, affordable loans, skill development, and entrepreneurship opportunities.
Best for: Rural women
8. Bihar Anganwadi Beneficiary Scheme
Offers supplementary nutrition, health services, growth monitoring, and pre-school education through Anganwadi Centres.
Best for: Children, pregnant women, and lactating mothers
9. Mukhyamantri Kanya Utthan Yojana
Provides financial incentives to girls at different educational stages to encourage higher education and women’s empowerment.
Best for: Girl students
10. Mukhyamantri Balika Protsahan Yojana
Offers financial assistance to girls after successfully completing Class 10.
Best for: School-going girls
11. Bihar Student Credit Card Scheme
Provides education loans of up to ₹4 lakh for higher education under the Bihar Student Credit Card programme.
Best for: College students
12. Kushal Yuva Program (KYP)
Provides free skill development, communication, computer, and soft skills training.
Best for: Youth seeking employment
13. Bihar Skill Development Mission (BSDM)
Offers vocational training and industry-oriented skill development programmes.
Best for: Job seekers
14. Chief Minister Nishchay Self Allowance Scheme
Provides unemployment allowance to eligible educated unemployed youth under the Saat Nischay programme.
Best for: Unemployed graduates
15. Bihar Startup Policy
Provides financial incentives, incubation support, mentoring, and startup funding.
Best for: Startups
16. Bihar Industrial Investment Promotion Policy
Encourages industrial investment through capital subsidy and incentives.
Best for: Industrial investors
17. Mukhyamantri Kanya Vivah Yojana
Provides financial assistance for the marriage of eligible girls from economically weaker families.
Best for: Low-income families
18. Bihar Ration Card Scheme
Provides subsidized food grains under the National Food Security Act.
Best for: BPL and eligible households
19. Ayushman Bharat – Bihar
Provides health insurance coverage for eligible families under PM-JAY.
Best for: Economically weaker families
20. Bihar Labour Welfare Schemes
Provides financial assistance, maternity benefits, education support, and welfare measures for registered workers.
Best for: Construction workers and labourers
21. PM Kisan Samman Nidhi (Bihar)
Eligible farmers receive annual income support directly into their bank accounts. The scheme continues to benefit millions of farmers in Bihar.
Best for: Farmers
22. PM Fasal Bima Yojana
Provides crop insurance against natural calamities and crop loss.
Best for: Farmers
23. PM Awas Yojana
Provides financial assistance for constructing permanent houses.
Best for: Homeless and economically weaker families
24. Jal Jeevan Mission
Provides functional household tap water connections in rural areas.
Best for: Rural households
25. National Social Assistance Programme (NSAP)
Provides pensions for senior citizens, widows, and persons with disabilities.
Best for: Vulnerable citizens
26. Mukhyamantri Cycle Yojana
Provides financial assistance for purchasing bicycles to students, especially those entering secondary education.
Best for: School students
27. Mukhyamantri Poshak Yojana
Provides financial assistance for purchasing school uniforms.
Best for: Government school students
28. Bihar Scholarship Schemes
Includes various scholarships for SC, ST, OBC, EBC, minority, and economically weaker students.
Best for: Students
29. Bihar Crop Input Subsidy Scheme
Provides financial assistance to farmers affected by floods, droughts, and natural disasters.
Best for: Farmers
30. Mukhyamantri Saat Nischay Programme
A comprehensive development initiative focusing on drinking water, roads, youth development, sanitation, women empowerment, and employment.
Best for: All citizens
Which Scheme Is Best for You?
| Category | Recommended Schemes |
|---|---|
| Students | Bihar Student Credit Card, Scholarships, Kanya Utthan Yojana, Cycle Yojana |
| Farmers | Farmer Registration, Diesel Anudan, PM-KISAN, Crop Insurance, Input Subsidy |
| Women | JEEViKA, Women Self-Employment Scheme, Anganwadi Scheme |
| Entrepreneurs | Mukhyamantri Udyami Yojana, Laghu Udyami Yojana, Startup Policy |
| Youth | KYP, BSDM, Self Allowance Scheme |
| Families | Ration Card, PM Awas Yojana, Ayushman Bharat |
| Workers | Labour Welfare Schemes, Social Security Schemes |
Why Should You Know About These Schemes?
These schemes provide:
- Financial assistance
- Scholarships
- Business loans
- Subsidies
- Employment opportunities
- Skill development
- Healthcare benefits
- Housing support
- Women’s empowerment
- Agricultural assistance
- Social security
- Digital government services
Being aware of these schemes can help eligible citizens access government benefits and improve their quality of life.
Frequently Asked Questions (FAQs)
Which is the best entrepreneurship scheme in Bihar?
Mukhyamantri Udyami Yojana is among the leading entrepreneurship schemes, providing financial assistance to eligible entrepreneurs.
Which scheme is best for students?
The Bihar Student Credit Card Scheme, scholarship programmes, and Mukhyamantri Kanya Utthan Yojana are among the most beneficial education schemes.
Which scheme is best for farmers?
Farmers should complete Bihar Farmer Registration and can benefit from schemes like Diesel Anudan, PM-KISAN, Crop Insurance, and Farm Mechanization Subsidy.
Which scheme is best for women?
The Bihar Women Self-Employment Scheme and JEEViKA Self-Help Group Scheme are among the most popular programmes for women.
Where can I check my eligibility for Bihar Government schemes?
Citizens can visit the myScheme portal and relevant Bihar Government department portals to check eligibility and application details.
Conclusion
The Top 30 Bihar Government Schemes in 2026 cover almost every section of society, including students, farmers, women, entrepreneurs, workers, senior citizens, and low-income families. From education loans and scholarships to business subsidies, farmer welfare programmes, healthcare, housing, and employment initiatives, these schemes play a significant role in improving livelihoods across the state. Before applying, citizens should carefully review the latest eligibility criteria, required documents, and application deadlines on the respective department portals to ensure they receive the benefits available to them.
