Farmer pension registration is an important process for eligible farmers who want to secure regular pension support after reaching the prescribed age. In India, one of the key Central Government pension programmes specifically designed for small and marginal farmers is the Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY).
PM-KMY is a voluntary and contributory pension scheme for eligible Small and Marginal Farmers (SMFs). Under the scheme, eligible subscribers receive an assured pension of ₹3,000 per month after attaining the age of 60 years, subject to the scheme’s rules. The farmer makes a monthly contribution based on the entry age, and the Central Government provides a matching contribution.
For Farmer Pension Registration 2026, applicants should keep their Aadhaar Card, bank passbook or bank account details, mobile number, personal details and nominee information ready. The official PM-KMY operational guidelines specifically state that eligible farmers should visit the nearest CSC with their Aadhaar card and bank passbook or account details. The registration process captures Aadhaar, name, date of birth, spouse and nominee details, address, mobile number and bank information.
It is important to note that the document requirements can vary depending on the pension scheme. This guide primarily covers PM-Kisan Maan-Dhan Yojana, the Central Government’s dedicated pension scheme for eligible small and marginal farmers.
What is PM-Kisan Maan-Dhan Yojana?
Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY) is a voluntary and contributory pension scheme designed to provide social security to eligible small and marginal farmers.
The scheme provides:
- Assured pension of ₹3,000 per month after the subscriber reaches 60 years.
- Government matching contribution.
- Pension coverage through a contributory model.
- Enrollment through Common Service Centres (CSCs).
- A pension account number after successful registration.
The official operational guidelines state that eligible Small and Marginal Farmers can enroll through a CSC by providing their Aadhaar and bank details.
Farmer Pension Registration Documents 2026: Quick List
| Document/Information | Purpose |
|---|---|
| Aadhaar Card | Identity verification |
| Bank Passbook | Bank account verification |
| Bank Account Number | Monthly contribution and pension-related transactions |
| IFSC/MICR Code | Bank identification |
| Mobile Number | OTP and communication |
| Date of Birth Proof | Determines age and contribution |
| Address Details | Registration and beneficiary records |
| Spouse Details | Scheme records |
| Nominee Details | Pension/family-related benefits |
| Land Records | Establishes farmer/landholding eligibility where required |
| Farmer ID | Digital farmer identification, where applicable |
| Auto-Debit Mandate | Authorizes monthly contribution |
| Passport-Size Photograph | Identification, where required |
Not every document in this list necessarily has to be uploaded. Some information is captured directly during CSC enrollment.
1. Aadhaar Card
The Aadhaar Card is the most important identity document for PM-KMY registration.
The official PM-KMY guidelines state that eligible farmers should visit the nearest Common Service Centre (CSC) with their Aadhaar card and bank passbook or account details. During online registration, the CSC operator captures the farmer’s Aadhaar number and uses demographic authentication for verification.
Aadhaar is used for:
- Identity verification
- Farmer identification
- Age-related verification
- Preventing duplicate records
- Digital enrollment
- Authentication of beneficiary information
Farmers should make sure that their Aadhaar details are accurate before beginning registration.
2. Bank Passbook
A bank passbook is another key document required for PM-KMY enrollment.
The official guidelines specifically mention carrying a bank passbook or bank account details to the CSC. The bank information is captured during registration and used for the monthly contribution process.
The passbook can help verify:
- Account holder’s name
- Account number
- Bank name
- Branch
- IFSC code
- Other relevant account information
Farmers should preferably carry the latest passbook so that the information entered during registration is accurate.
3. Bank Account Number
A valid bank account number is necessary because PM-KMY requires regular contributions from the subscriber.
The official PM-KMY FAQ identifies the bank account number as mandatory registration information.
Before registration, farmers should verify that:
- The account is active.
- The account belongs to the subscriber.
- The account number is correct.
- The bank accepts the applicable auto-debit arrangement.
- The account information matches the passbook.
An incorrect account number can cause problems with monthly contribution deductions.
4. IFSC or MICR Code
The IFSC/MICR code is also part of the mandatory information required for PM-KMY registration.
The official FAQ specifically lists IFSC/MICR Code along with bank account number, Aadhaar number and mobile number among the information required for registration.
Farmers should check the latest IFSC from:
- Bank passbook
- Bank statement
- Official bank website
- Bank branch
This is particularly important if the bank branch has changed or merged.
5. Mobile Number
A mobile number should be provided during registration.
The PM-KMY FAQ lists mobile number among the mandatory registration information. The operational guidelines also state that the mobile number provided during enrollment can be verified through OTP.
The mobile number may be useful for:
- OTP verification
- Registration communication
- Pension-related updates
- Contribution-related information
- Other scheme notifications
Farmers should provide an active mobile number that they regularly use.
6. Date of Birth Proof
The farmer’s date of birth is extremely important under PM-KMY because the monthly contribution depends on the age at which the farmer joins the scheme.
The registration process captures the farmer’s date of birth, and the official FAQ identifies the farmer’s date of birth as mandatory information.
Aadhaar is normally used for identity and demographic verification. If additional age documentation is requested by the enrollment authority, the farmer should provide an acceptable government document.
7. Farmer’s Name
The farmer’s full name is required during enrollment.
Applicants should ensure that the name is consistent across:
- Aadhaar
- Bank passbook
- Farmer records
- Other government documents
A significant mismatch may require correction or additional verification.
The official PM-KMY registration process captures the farmer’s name as part of the enrollment information.
8. Spouse Details
The PM-KMY registration process also captures spouse details.
The operational guidelines specifically mention the collection of the farmer’s name, date of birth, spouse details and nominee particulars during enrollment.
Farmers should keep the following information available:
- Spouse’s name
- Other information requested in the registration form
This information is important for maintaining accurate pension records.
9. Nominee Details
Farmers should keep their nominee information ready during registration.
The PM-KMY registration process captures nominee particulars as part of the enrollment.
The nominee information is important because pension schemes include provisions relating to the subscriber’s family and nominee after certain events.
Farmers should carefully enter:
- Nominee name
- Relationship with subscriber
- Other information requested by the enrollment system
10. Address Details
The farmer’s address is recorded during the PM-KMY registration process.
The official operational guidelines specifically include address among the details captured during online enrollment.
Depending on the enrollment centre and verification requirements, the farmer may be asked for supporting address documentation.
Common address documents can include:
- Aadhaar Card
- Voter ID
- Ration Card
- Driving Licence
- Government-issued residence proof
The exact requirement should be confirmed at the CSC.
11. Land Records
Land records are particularly important because PM-KMY is designed for eligible Small and Marginal Farmers.
Depending on the verification process, farmers may need to provide land-related information or records such as:
- Khasra
- Khatauni
- Jamabandi
- Record of Rights
- 7/12 extract
- Land ownership certificate
- Other state-specific land records
The exact land document can differ from one state to another.
Farmers should keep their latest land records available, particularly if their eligibility is being verified through State/UT agricultural records.
12. Farmer ID
A Farmer ID may become relevant where the state’s Farmer Registry or digital agriculture system has been integrated with farmer services.
However, Farmer ID should not be confused with the PM-KMY Pension Account Number.
After successful PM-KMY enrollment and payment of the initial contribution, the system generates a Pradhan Mantri Kisan Maan-Dhan Pension Card with a unique Pension Account Number.
Therefore:
- Farmer ID = agricultural digital identity, where applicable.
- Pension Account Number = PM-KMY pension enrollment identifier.
13. Auto-Debit Mandate
The enrolment-cum-auto-debit mandate form is an important part of PM-KMY registration.
The scheme requires the farmer’s contribution to be paid regularly. The official guidelines state that the online enrollment process includes completion of an auto-debit mandate for the subscriber’s bank account. The subscriber authenticates the generated enrollment form and the CSC uploads the signed form.
The mandate authorizes the applicable contribution to be deducted from the farmer’s bank account.
Farmers should read the mandate carefully before signing it.
14. PM-KISAN Bank Account Details
Farmers who are also beneficiaries of PM-KISAN have an additional option under PM-KMY.
The official PM-KMY FAQ states that eligible Small and Marginal Farmers can choose to allow their PM-KISAN benefit to be used toward their voluntary contribution to PM-KMY. In such cases, the farmer has to sign the applicable enrolment-cum-auto-debit mandate.
Farmers who are not PM-KISAN beneficiaries can also enroll under PM-KMY and make the contribution from a bank account normally used for their banking transactions, subject to the scheme rules.
15. Passport-Size Photograph
A recent photograph may be requested during physical enrollment or verification.
Farmers should keep a few passport-size photographs available when visiting a CSC.
However, the exact photograph requirement can depend on the enrollment process and current CSC instructions.
Who Can Apply for PM-KMY?
PM-KMY is designed for eligible Small and Marginal Farmers.
The scheme has specific eligibility conditions concerning:
- Age
- Landholding
- Farmer status
- Exclusion categories
- Government employment
- Income-tax status
- Other pension/social-security coverage
Farmers should check the latest official eligibility conditions before enrolling.
The pension scheme should also not be confused with general senior-citizen pension schemes operated by individual states.
PM-KMY Age Requirement
The PM-KMY scheme is a contributory pension programme in which the farmer joins during the prescribed entry-age range and receives the assured pension after reaching 60 years.
Because the contribution amount varies according to entry age, the applicant’s date of birth must be correctly recorded.
The official PM-KMY material confirms that the scheme is designed to provide an assured pension of ₹3,000 per month after attaining 60 years, subject to the applicable rules.
How to Register for Farmer Pension 2026
The PM-KMY enrollment process is primarily facilitated through Common Service Centres (CSCs).
Step 1: Check Eligibility
Confirm that you meet the PM-KMY eligibility conditions.
Step 2: Collect Documents
Keep ready:
- Aadhaar Card
- Bank passbook
- Bank account details
- IFSC/MICR
- Mobile number
- Spouse details
- Nominee details
- Land-related information, where required
Step 3: Visit the Nearest CSC
Take your Aadhaar and bank passbook or account details to the nearest CSC.
The official PM-KMY guidelines specifically direct eligible farmers to approach a CSC for enrollment.
Step 4: Provide Personal Information
The CSC operator enters:
- Name
- Date of birth
- Aadhaar
- Address
- Spouse details
- Nominee information
- Mobile number
Step 5: Enter Bank Details
Bank account information and the applicable auto-debit mandate are recorded.
Step 6: Complete Authentication
Aadhaar demographic authentication and other required verification are completed.
Step 7: Sign the Enrollment Form
The farmer authenticates the generated enrollment form with their signature.
Step 8: Pay Initial Contribution
The farmer makes the required initial contribution according to the entry age and applicable scheme rules.
Step 9: Receive Pension Card
After successful enrollment and initial contribution, the system generates a PM-KMY Pension Card containing a unique Pension Account Number.
PM-KMY Monthly Contribution
PM-KMY is a contributory pension scheme, which means the farmer contributes a specified amount toward the pension.
The contribution depends on the farmer’s age at entry.
The Central Government contributes an equal amount to the farmer’s contribution under the scheme.
Therefore, farmers should understand that PM-KMY is different from schemes that provide free or unconditional monthly pension payments.
What Happens After Registration?
After successful registration:
- A pension account is created.
- A unique Pension Account Number is generated.
- Monthly contribution arrangements begin.
- Government matching contribution is made according to scheme rules.
- The farmer remains enrolled subject to continued compliance with the scheme.
- Pension becomes payable after reaching the prescribed age, subject to the applicable conditions.
The official PM-KMY guidelines state that the pension card is generated after completion of enrollment and payment of the initial contribution.
Common Reasons for Registration Problems
Farmers may face difficulties because of:
- Incorrect Aadhaar details
- Bank account mismatch
- Incorrect IFSC/MICR
- Invalid mobile number
- Incorrect date of birth
- Incomplete nominee details
- Incorrect land information
- Failed Aadhaar authentication
- Incomplete auto-debit mandate
- Ineligibility under the scheme
- Missing documents
Farmers should carefully verify all details before signing the enrollment form.
How to Avoid Errors During Registration
Farmers can reduce registration problems by:
- Carrying the original Aadhaar card.
- Carrying the latest bank passbook.
- Checking the bank account number.
- Confirming the latest IFSC.
- Providing an active mobile number.
- Entering the correct date of birth.
- Checking spouse and nominee details.
- Keeping land records available.
- Reading the auto-debit mandate before signing.
- Taking the enrollment receipt.
- Keeping the Pension Account Number safely.
Difference Between Farmer Pension and PM-KISAN
These two schemes are often confused.
PM-KISAN provides income support to eligible landholding farmer families under its applicable rules.
PM-KMY is a contributory pension scheme designed to provide an assured monthly pension after the subscriber reaches 60 years.
A farmer may potentially be associated with both schemes if eligible. In fact, PM-KMY provides an option for eligible PM-KISAN beneficiaries to use their PM-KISAN benefit toward their PM-KMY contribution, subject to the prescribed consent and mandate process.
Frequently Asked Questions (FAQs)
What documents are required for Farmer Pension Registration 2026?
For PM-KMY, the main documents and information include Aadhaar Card, bank passbook or account details, IFSC/MICR code, mobile number, date of birth, address, spouse details and nominee information. The official guidelines specifically mention Aadhaar and bank details for enrollment.
Is Aadhaar mandatory for PM-KMY?
Aadhaar is a key part of the PM-KMY enrollment process. The official guidelines require eligible farmers to visit a CSC with their Aadhaar card and describe Aadhaar-based demographic authentication during registration.
Is a bank account required?
Yes. Bank account details are required because PM-KMY is a contributory pension scheme and the contribution is arranged through the subscriber’s bank account.
Is a bank passbook required?
The official operational guidelines specifically state that eligible farmers should visit the nearest CSC with their Aadhaar card and bank passbook or account details.
What is the pension amount under PM-KMY?
Eligible subscribers are entitled to an assured pension of ₹3,000 per month after attaining 60 years, subject to the scheme’s rules.
Where can farmers register for PM-KMY?
Eligible farmers can enroll through the nearest Common Service Centre (CSC). The official scheme guidelines describe CSCs as the enrollment channel.
Is land ownership information required?
PM-KMY is intended for eligible Small and Marginal Farmers, so landholding-related eligibility is important. The exact supporting land documents required during enrollment can depend on the verification process and state records.
What is the Pension Account Number?
After successful PM-KMY enrollment and payment of the initial contribution, the system generates a Pension Card containing a unique Pension Account Number.
Can PM-KISAN beneficiaries join PM-KMY?
Eligible PM-KISAN beneficiaries can join PM-KMY if they meet the pension scheme’s conditions. The PM-KMY FAQ also provides an option for eligible PM-KISAN beneficiaries to use their PM-KISAN benefit toward their pension contribution, subject to the prescribed consent process.
Can a farmer who is not a PM-KISAN beneficiary join PM-KMY?
The official FAQ states that eligible farmers who are not PM-KISAN beneficiaries can make their contribution through a bank account normally used for their banking transactions, subject to PM-KMY eligibility.
Is a nominee required?
Nominee particulars are captured during the PM-KMY enrollment process. Farmers should keep the nominee’s details ready when registering.
Is mobile number mandatory?
The PM-KMY FAQ lists mobile number among the mandatory registration information, while the operational guidelines describe OTP verification for the mobile number provided during enrollment.
Conclusion
The Documents Required for Farmer Pension Registration 2026 mainly include Aadhaar Card, bank passbook or bank account details, IFSC/MICR code, mobile number, date of birth, address, spouse information and nominee details. Land-related information may also be needed to establish eligibility as a Small or Marginal Farmer.
For the Pradhan Mantri Kisan Maan-Dhan Yojana, eligible farmers can enroll through a Common Service Centre by carrying their Aadhaar card and bank passbook or account details. The registration process includes Aadhaar authentication, bank-detail verification, an auto-debit mandate and payment of the initial contribution. After successful enrollment, a Pension Card with a unique Pension Account Number is generated.
PM-KMY provides an assured pension of ₹3,000 per month after the subscriber reaches 60 years, subject to the scheme’s applicable conditions. Since it is a contributory pension scheme, farmers should understand the contribution requirements and ensure that their bank account remains active for the required deductions.
Farmers should always verify the latest eligibility rules and registration requirements through official government channels or an authorized CSC before submitting their application.
